Terms and Conditions

The website and its content is owned by Wellness By LifestyleMD d/b/a Coach Simran MD (“Company”, “we”, or “us”). The term “you” refers to the user or viewer of our websites, www.wellnessbylifestylemd.com www.coachsimranmd.com .

Please read these Terms and Conditions (“T&C”) carefully. We reserve the right to change these Terms and Conditions on www.wellnessbylifestylemd.com and www.coachsimranmd.com websites at any time without notice, and by using the website and its Content (as defined below) you are agreeing to the T&C as they appear, whether or not you have read them by viewing www.wellnessbylifestylemd.com and www.coachsimranmd.com. By viewing this website or anything made available on or through this website, including but not limited to programs, products, opt-in gifts, e-books, videos, webinars, blog posts, e-newsletters, coaching consultations & services, e-mails, social media and/or other communication (collectively referred to as “Website”), you are agreeing to accept all parts of these T&C. Thus, if you do not agree to the T&C below in whole or in part, STOP now, and do not access, use this Website or our services.

WE DO NOT PROVIDE MEDICAL TREATMENT ON OR THROUGH THIS WEBSITE. IF YOU ARE EXPERIENCING A MEDICAL OR MENTAL HEALTH EMERGENCY, PLEASE CALL 911. NEITHER WE NOR OUR AFFILIATES GIVE ANY MEDICAL ADVICE ON OR THROUGH THE WEBSITE.

Website Use and Consent 

The words, design, layout, graphics, photos, images, information, materials, documents, data, databases and all other information and intellectual property accessible on or through this Website (“Content”) is our property and is protected by United States intellectual property laws.

Certain services and parts of our Website may be restricted to paying customers only. If you have purchased a service, program, product, or subscription or otherwise entered into a separate agreement with us you will also be subject to the terms of that agreement or those terms of use, which shall prevail in the event of a conflict. Online purchases have additional terms of use relating to the transaction.

By accessing or using this Website and its Content, you represent and warrant that you are at least 18 years old and that you agree to and to abide by these T&C. Any registration by, use of or access to the Website and its Content by anyone under age 18 is unauthorized, unlicensed and in violation of these T&C.

Intellectual Property Rights

Our Limited License to You. This Website and its Content is property solely owned by us and/or our affiliates or licensors, unless otherwise noted, and it is protected by copyright, trademark, and other intellectual property laws.

If you view, purchase, or access our Website or any of its Content, you will be considered our Licensee. For the avoidance of doubt, you are granted a revocable, non-transferable license for personal, non-commercial use only, limited to you only.

As a Licensee, you understand and acknowledge that this Website and its Content have been developed or obtained by us through the investment of significant time, effort, and expense, and that this Website and its Content are valuable, special, and unique assets of ours which need to be protected from improper and unauthorized use. We clearly state that you may not use this Website or its Content in a manner that constitutes an infringement of our rights or that has not been authorized by us.

When you purchase or access our Website or any of its Content, you agree that:

• You will not copy, duplicate, distribute or steal our Website or Content. You understand that doing anything with our Website or its Content that is contrary to these T&C and the limited license we are providing to you herein is considered theft, and we reserve our right to prosecute theft to the fullest extent of the law. 
• You are permitted from time to time to download and/or print one copy of individual pages of the Website or its Content, for your personal, non-commercial use, provided that you give us full attribution and credit by name, keep intact all copyright, trademark and other proprietary notices and, if used electronically, you must include the link back to the Website page from which the Content was obtained. This paragraph shall not be construed to give any right or license for reposting or distributing any portion of the Website or Content as more thoroughly described below.
• You may not in any way at any time use, copy, adapt, imply, or represent that our Website or its Content is yours or created by you. By downloading, printing, or otherwise using our Website or Content for personal use you in no way assume any ownership rights of the Content – it is still our property.
• You must receive our written permission before using any of our Website Content for your own business use or before sharing with others. This means that you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, market, create derivative works, exploit, or distribute in any manner or medium (including by email, website, link, or any other electronic means) any Website Content because that is considered stealing our work. 
• We are granting you a limited license to enjoy our Website and its Content for your own personal use, not for your own business/commercial use or in any way that earns you any sort of fiscal benefit, unless we give you written permission that you may do so.

The trademarks and logos displayed on our Website, or its Content are trademarks belonging to us, unless otherwise indicated. Any use including framing, meta tags or other text utilizing these trademarks, or other trademarks displayed, is strictly prohibited without our written permission.

All rights not expressly granted in these terms or any express written license, are reserved by us.

Your License to Us.

By posting or submitting any material on or through our Website such as comments, posts, photos, images or videos or other contributions, you are representing that you are the owner of all such materials, and you are at least 18 years old.

When you submit to us or post any comment, photo, image, video or any other submission for use on or through our Website, you are granting us, and anyone authorized by us, an unlimited, royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such contributions, in whole or in part, in any manner or medium, now known or developed in the future, for any purpose, and granting us the right to make it part of our current or future Website and its Content. This right includes granting us proprietary rights or intellectual property rights under any relevant jurisdiction without any further permission from you or compensation by us to you.

You also grant us, and anyone authorized by us, the right to identify you as the author of any of your comments, posts, photos, images, videos or other contributions by name, email address, or screen name. You acknowledge that we have the right but not the obligation to use any contributions from you and that we may elect to cease the use of any such contributions on our Website or in our Content at any time for any reason.

Request for Permission to Use Content

Any request for written permission to use our Content, or any other intellectual property or property belonging to us, should be made BEFORE you wish to use the Content by completing the “Contact Us” form on this Website, or by sending an e-mail to info@coachsimranmd.com

We very clearly state that you may not use any Content in any way that is contrary to these T&C unless we have given you specific written permission to do so. If you are granted permission by us, you agree to use the specific Content that we allow and ONLY in the ways for which we have given you our written permission. If you choose to use the Content in ways that we do not specifically give you written permission, you agree now that you will be treated as if you had copied, duplicated and/or stolen such Content from us, and you consent to immediately stop using such Content and to take whatever actions as we may request and by the methods and in the time frame that we prescribe to protect our intellectual property and ownership rights in our Website and its Content.

Personal Responsibility

You aim to accurately represent the information provided to us on or through our Website. As a Licensee, you agree that you are using your own judgment in using our Website and that you are solely and personally responsible for your choices, actions, and results, now and in the future. This Website and its Content are merely to provide you with education and tools to help you make your own decisions for yourself. You are solely responsible for your actions, decisions and results based on the use, misuse, or non-use of this Website or any of its Content. You agree to use your own judgment and due diligence before implementing any idea, suggestion, or recommendation from our Website or coaching services to your life, family, or business.

Assumption of Risk.

YOU AGREE AND UNDERSTAND THAT YOU ASSUME ALL RISKS AND NO RESULTS ARE GUARANTEED IN ANY WAY RELATED TO THIS WEBSITE AND/OR ANY OF ITS CONTENT. AS WITH ALL SITUATIONS, THERE ARE SOMETIMES UNKNOWN INDIVIDUAL RISKS AND CIRCUMSTANCES THAT CAN ARISE DURING USE OF OUR WEBSITE THAT CANNOT BE FORESEEN THAT CAN INFLUENCE OR REDUCE RESULTS. YOU UNDERSTAND THAT ANY MENTION OF ANY SUGGESTION OR RECOMMENDATION ON OR THROUGH OUR WEBSITE IS TO BE TAKEN AT YOUR OWN RISK, WITH NO LIABILITY ON OUR PART, RECOGNIZING THAT THERE IS A RARE CHANCE THAT ILLNESS, INJURY OR EVEN DEATH COULD RESULT, AND YOU AGREE TO ASSUME ALL RISKS.

Disclaimer

OUR WEBSITE AND ITS CONTENT ARE FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. TO THE FULLEST EXTENT PERMITTED BY LAW, WE EXPRESSLY EXCLUDE ANY LIABILITY FOR BODILY INJURY, DEATH, AND ANY OTHER LIABILITIES OR ANY DIRECT, INDIRECT OR CONSEQUENTIAL LOSS OR DAMAGE INCURRED BY YOU OR OTHERS IN CONNECTION WITH OUR WEBSITE AND ITS CONTENT, INCLUDING WITHOUT LIMITATION ANY LIABILITY FOR ANY ACCIDENTS, DELAYS, INJURIES, HARM, LOSS, DAMAGE, DEATH, LOST PROFITS, PERSONAL OR BUSINESS INTERRUPTIONS, MISAPPLICATION OF INFORMATION, PHYSICAL OR MENTAL DISEASE, CONDITION OR ISSUE, PHYSICAL, MENTAL, EMOTIONAL, OR SPIRITUAL INJURY OR HARM, LOSS OF INCOME OR REVENUE, LOSS OF BUSINESS, LOSS OF PROFITS OR CONTRACTS, ANTICIPATED SAVINGS, LOSS OF DATA, LOSS OF GOODWILL, WASTED TIME AND FOR ANY OTHER LOSS OR DAMAGE OF ANY KIND, HOWEVER AND WHETHER CAUSED BY NEGLIGENCE, BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE. YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY OTHER WEBSITE PARTICIPANT OR USER, INCLUDING YOU.

Medical Disclaimer – WE ARE NOT PRACTISING MEDICINE. NOTHING THROUGH THIS WEBSITE, CONTENT, OR ANY INTERACTION WITH ANY OF OUR AGENTS SHALL BE CONTRUED TO CONSTITUTE MEDICAL ADVICE OR TO CREATE A PHYSICIAN-PATIENT RELATIONSHIP. WE HAVE NO AFFILIATIONS WITH HOSPITALS, CLINICS OR OTHER HEALTH CARE PROVIDING BUSINESSES.

For Educational and Informational Purposes Only. Not Medical Advice.

The information provided in or through this Website is for educational and informational purposes only and solely as a self-help tool for your own use. No health care provider- patient relationship is created between you, and us. This is NOT Medical, Mental Health, or Religious Advice.

This Website and its Content are not to be perceived as or relied upon in any way as medical advice or mental health advice. Neither Dr. Simran Malhotra, or anyone else associated with Wellness By LifestyleMD, has, is, or will practice medicine with clients, provide any form of professional medical advice via our Website, our services or otherwise in connection with Wellness By LifestyleMD. We are not providing health care, medical or nutritional therapy services, or attempting to diagnose, treat, prevent, or cure any physical, mental, or emotional issue, disease, or condition whatsoever that can be provided by your own physician, nurse practitioner, physician assistant, therapist, counselor, mental health practitioner, licensed dietitian or nutritionist, member of the clergy, or any other licensed or registered health care professional. They will not be prescribing or changing any medications, ordering any labs, or imaging studies, or performing any medical procedures or surgeries. They will not be your medical provider in any capacity and limit their services strictly to guiding clients through a wellness coaching program. They will not be advising against anything recommended by the client’s medical provider but will encourage the client to have honest discussions with their medical provider if they have ongoing concerns. All medical decisions, treatments and prescriptions are left entirely up to the client’s primary medical provider. The information provided in or through this Website pertaining to your nutrition, exercise, stress management, sleep, substance use, relationships, business/career choices, finances, overall health & wellness, or any other aspect of your life is not intended to be a substitute for the professional medical advice, diagnosis or treatment provided by your own Medical Provider or Mental Health Provider. You agree and acknowledge that we are not providing medical advice, mental health advice, or religious advice in any way. Always seek the advice of your own to your physician, nurse practitioner, physician assistant, mental health provider or other health care professional regarding any questions or concerns you have about your specific health or any medications, herbs or supplements you are currently taking and before implementing any recommendations or suggestions from our Website. Please do not disregard professional medical advice or delay seeking professional advice because of information you have read on this Website, its Content, or received from us.  Do not start or stop taking any medications without speaking to your own Medical Provider or Mental Health Provider. If you have or suspect that you have a medical or mental health problem, contact your own Medical Provider or Mental Health Provider promptly. If you need immediate medical attention, please contact your health care provider, or go to your local hospital emergency department. The information contained on this Website has not been evaluated by the Food and Drug Administration.

Nature of our Services

You understand the nature of our Services, and the physical and/or mental requirements for use of any of our Services. We recommend that you consult with your health care provider prior to use of any of our Services. If you have a history of physical or mental illness, please consult with your healthcare provider to determine whether any condition, limitation or reason exists that would make it dangerous or inadvisable to access, view, or participate in, any of our Services. Your use of our Services is your agreement that you have either consulted with your health care provider or had the opportunity to do so and have freely decided to participate in Services.

No Guarantees.

Through our coaching services, we will not be acting as experts who interpret & analyzes problems, prescribe solutions, recommend goals that we think would be best or give any unsolicited advice. Again, we are not serving as your medical provider in any capacity. Our role, as your wellness coach, is to increase your self-efficacy & self-awareness while supporting you, the client, in reaching your goals & visions. However, your success & outcomes from the coaching process primarily depends on your own self-motivation, effort, and commitment. We cannot predict or guarantee that clients with achieve a particular result, and the client accepts and understands that results may differ for each unique individual. Each individuals result depends on several factors including, but not limited to, their motivation, confidence, social factors, genetics, and individual health condition. You, the client, fully agrees that there are no guarantees to a specific outcome or result when using the information & services you receive on or through this Website.

Testimonials.

The testimonials, insights, examples, and photos used are of actual clients and results they personally achieved, or they are comments from individuals who can speak to my character and/or the quality of my work. They are not intended to represent or guarantee that current or future clients will achieve the same or similar results; rather, these testimonials represent what is possible for illustrative purposes only.

Legal and Financial Disclaimer.

This Website and its Content are not to be perceived or relied upon in any way as business, financial or legal advice. The information provided through our Website and its Content is not intended to be a substitute for professional advice that can be provided by your own accountant, lawyer, or financial advisor. We are not giving financial or legal advice in any way. You are hereby advised to consult with your own accountant, lawyer, or financial advisor for any and all questions and concerns you have regarding your own income and taxes pertaining to your specific financial and/or legal situation. You agree that we are not responsible for your earnings, the success or failure of your business decisions, the increase or decrease of your finances or income level, or any other result of any kind that you may have as a result of information presented to you through our Website or its Content. Although care has been taken in preparing the information provided to you, we cannot be held responsible for any errors or omissions, and we accept no liability whatsoever for any loss or damage you may incur. You are solely responsible for your results. Always seek financial and/or legal counsel relating to your specific circumstances as needed for any and all questions and concerns you now have or may have in the future. You agree that the information on our Website is not legal or financial advice.

Health and Wellness Disclaimer.

YOU ACKNOWLEDGE THAT WE HAVE NOT AND DO NOT MAKE ANY REPRESENTATIONS AS TO THE HEALTH PHYSICAL, MENTAL, EMOTIONAL, SPIRITUAL OR HEALTH BENEFITS, OR LOSS OF ANY KIND THAT MAY BE DERIVED AS A RESULT OF YOUR USE OF THIS WEBSITE OR ITS CONTENT. ANY HEALTH OR WELLNESS OUTCOMES SHOWN AS EXAMPLES THROUGH OUR WEBSITE ARE ONLY ESTIMATES OF WHAT MIGHT BE POSSIBLE NOW OR IN THE FUTURE. WE CANNOT AND DO NOT GUARANTEE THAT YOU WILL ATTAIN A PARTICULAR RESULT, POSITIVE OR NEGATIVE, OR OTHERWISE, THROUGH THE USE OF OUR WEBSITE OR ITS CONTENT AND YOU ACCEPT AND UNDERSTAND THAT RESULTS DIFFER FOR EACH INDIVIDUAL. YOU AGREE THAT WE ARE NOT RESPONSIBLE FOR YOUR HEALTH & WELLNESS, OR ANY OTHER RESULT OF ANY KIND THAT YOU MAY HAVE BECAUSE OF INFORMATION PRESENTED TO YOU THROUGH OUR WEBSITE.  WE ALSO EXPRESSLY DISCLAIM RESPONSIBILITY IN ANY WAY FOR THE CHOICES, ACTIONS, RESULTS, USE, MISUSE, OR NON-USE OF THE INFORMATION PROVIDED OR OBTAINED THROUGH THE USE OF OUR WEBSITE OR ITS CONTENT. YOU AGREE THAT YOUR RESULTS ARE STRICTLY YOUR OWN AND WE ARE NOT LIABLE OR RESPONSIBLE IN ANY WAY FOR YOUR RESULTS.

Warranties Disclaimer.

WE MAKE NO WARRANTIES RELATED TO THE PERFORMANCE OR OPERATION OF OUR WEBSITE. WE MAKE NO WARRANTIES AS TO OUR WEBSITE OR ITS CONTENT. YOU AGREE THAT OUR WEBSITE AND ITS CONTENTS ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED, AS TO THE INFORMATION, CONTENT, MATERIALS, PROGRAMS, PRODUCTS OR SERVICES INCLUDED ON OR THROUGH THE WEBSITE. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE WEBSITE OR ITS CONTENT WILL BE FUNCTIONAL, UNINTERRUPTED, CORRECT, COMPLETE, APPROPRIATE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THE WEBSITE, CONTENT ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF OUR WEBSITE OR ITS CONTENT OR ON THIRD-PARTY WEBSITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE.

Technology Disclaimer.

WE TRY TO ENSURE THAT THE AVAILABILITY AND DELIVERY OF OUR WEBSITE AND ITS CONTENT IS UNINTERRUPTED AND ERROR-FREE. HOWEVER, WE CANNOT GUARANTEE THAT YOUR ACCESS WILL NOT BE SUSPENDED OR RESTRICTED FROM TIME TO TIME, INCLUDING TO ALLOW FOR REPAIRS, MAINTENANCE, OR UPDATES, ALTHOUGH, OF COURSE, WE WILL TRY TO LIMIT THE FREQUENCY AND DURATION OF SUSPENSION OR RESTRICTION. TO THE FULLEST EXTENT PERMITTED BY LAW, WE WILL BE NOT BE LIABLE TO YOU FOR DAMAGES OR REFUNDS, OR FOR ANY OTHER RECOURSE, SHOULD OUR WEBSITE OR ITS CONTENT BECOME UNAVAILABLE OR ACCESS TO THE THEM BECOMES SLOW OR INCOMPLETE DUE TO ANY REASON, SUCH AS SYSTEM BACK-UP PROCEDURES, INTERNET TRAFFIC VOLUME, UPGRADES, OVERLOAD OF REQUESTS TO THE SERVERS, GENERAL NETWORK FAILURES OR DELAYS, OR ANY OTHER CAUSE WHICH MAY FROM TIME TO TIME MAKE OUR WEBSITE OR ITS CONTENT INACCESSIBLE TO YOU.

Errors and Omissions.

Although every effort is made to ensure the accuracy of information shared on or through this Website, the information may inadvertently contain inaccuracies or typographical errors. We make no warranty or guarantee as to the accuracy, timeliness, performance, completeness, or suitability of the information on our Website or its Content. Every effort has been made to present you with the most accurate, up-to-date information, but because the nature of scientific research is constantly evolving, we cannot be held responsible or accountable for the accuracy of our content. You agree that we are not responsible for the views, opinions, or accuracy of facts referenced on or through our Website, or of those of any other individual or company affiliated with our company in any way. Because scientific, technology and business practices are constantly evolving, you agree that we assume no liability for errors or omissions on the Website, its Content, or in other information referenced by or linked to the site. You acknowledge that such information may contain inaccuracies or errors to the fullest extent permitted by law.

Links to Other Websites.

We may provide links and pointers to other websites, including information, opinions, advice, programs, products, or services, maintained by third parties which may take you outside of our Website or its Content. These links are provided for your convenience and the inclusion of any link in our Website or its Content to any other website does not imply our formal endorsement, sponsorship, or approval of that website or its owner. We do not endorse, and we are not responsible for the views, opinions, facts, advice, statements, errors, or omissions provided by external resources referenced in our Website or its Content, or their accuracy or reliability. We have no control over the contents or functionality of those websites and so we accept no responsibility for any loss, damage, or otherwise that may arise from your use of them. It is your responsibility to review the terms and conditions and privacy policies of those linked websites to confirm that you understand and agree with those policies. We are not responsible for the website content, blogs, e-mails, videos, social media, programs, products and/or services of any other person, business or entity that may be linked or referenced in our website. Conversely, should our Website link appear in any other individuals, businesses or entity’s website, program, product or services, it does not constitute our formal endorsement of them, their business or their website either.

Affiliates.

From time to time, we may promote, affiliate with, or partner with other individuals or businesses whose programs, products and services align with our company’s. In the spirit of transparency, we want you to be aware that there may be instances when we promote, market, share or sell programs, products, or services for other partners and in exchange we may receive financial compensation or other rewards. Please note that we are highly selective, and we only promote the partners whose programs, products and/or services we respect and would use ourselves. At the same time, you agree that any such promotion or marketing does not serve as any form of endorsement whatsoever. You are still required to use your own judgment to determine that any such program, product or service is appropriate for you. You are assuming all risks, and you agree that we are not liable in any way for any program, product, or service that we may promote, market, share through our Website. While we may provide affiliate links, these products and/or services are purchased from third party companies, and we do not control these companies. For this reason, we cannot ensure that any item and/or service purchased through a link on our Website will be shipped on time, packaged properly or that you will like it. Any problems or concerns with a specific product/service purchased through a link on this Website should be directed to the company you purchased from.

Email And Other Electronic Communications.

Visiting the Website or sending emails to the Company constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on the Website, satisfy any legal requirement that such communications be in writing. We would be pleased to communicate with you by e-mail, and there are various places on this Website that provide you the ability to send an electronic communication to the Company. Any such email or other electronic communication, however, does not create a business relationship or any contractual relationship. As set forth more fully in our Privacy Policy, we will take reasonable steps to ensure that any communications remain confidential, but we cannot guarantee the security of such communications and cannot guarantee that we would not be required to disclose such communications as a result of a court order.

As part of the Service, you may subscribe to receive certain alerts on your wireless device or other equipment via short message service, otherwise known as "push messages" ("Push Alerts"), by email ("Email Alerts"), your account, and via other types of alerts. We may present and you may select to receive such alerts from time to time. Certain alerts are available through your wireless device or otherwise equipment when it is within operating range of your wireless service provider or a computer having an active connection to the Internet. You are solely responsible for any message and data rates that may apply in connection with the alerts you receive.

Use Of Communication Services.

The Website may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, blog comment sections and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service.

By way of example, and not as a limitation, you agree that when using a Communication Service, you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded, restrict or inhibit any other user from using and enjoying the Communication Services; violate any code of conduct or other guidelines which may be applicable for any particular Communication Service; harvest or otherwise collect information about others, including e-mail addresses, without their consent; violate any applicable laws or regulations.

The Company has no obligation to monitor the Communication Services. However, the Company reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. The Company reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

The Company reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in the Company’s sole discretion.

Always use caution when giving out any personally identifying information about yourself in any Communication Service. The Company does not control or endorse the content, messages or information found in any Communication Service and, therefore, the Company specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized the Company spokespersons, and their views do not necessarily reflect those of the Company.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you upload the materials.

Materials Provided to The Website.

The Company does not claim ownership of the materials you provide to the Website (including feedback and suggestions) or post, upload, input or submit to any Website or our associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing, or submitting your Submission you are granting the Company, our affiliated companies, and necessary sub-licensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. The Company is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in the Company’s sole discretion. By posting, uploading, inputting, providing, or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

Use Of Templates and Forms.

The Company provides various templates and/or forms for download and/or sale on this Website. The Company grants you a limited, personal, non-exclusive, non-transferable license to use our templates and/or forms for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the templates and/or forms in any manner, except for modifications in filling out the templates and/or forms for your authorized use. By ordering or downloading Forms, you agree that the Forms you purchase, or download may only be used by you for your personal or business use and may not be sold or redistributed without the express written consent of the Company.

Limitations on Linking and Framing.

You may establish a hypertext link to our Website or Content so long as the link does not state or imply any sponsorship, endorsement by, or ownership by in our Website or Content and does not state or imply that we have sponsored, endorsed, or have ownership rights in your website. However, you may not frame or inline link our Content without our written permission. You must always acknowledge the source via use of a clearly visible link to www.coachsimranmd.com or www.wellnessbylifestylemd.com

By purchasing and/or using our Website and its Content in any way or for any reason, you also implicitly agree to our full terms & conditions which may be found on this Website.

Indemnification, Release of Claims and Limitation of Liability

Limitations on Linking and Framing.

You may establish a hypertext link to our Website or Content so long as the link does not state or imply any sponsorship, endorsement by, or ownership by in our Website or Content and does not state or imply that we have sponsored, endorsed, or have ownership rights in your website. However, you may not frame or inline link our Content without our written permission. You must always acknowledge the source via use of a clearly visible link to www.coachsimranmd.com or www.wellnessbylifestylemd.com

By purchasing and/or using our Website and its Content in any way or for any reason, you also implicitly agree to our full terms & conditions which may be found on this Website.

Indemnification, Release of Claims and Limitation of Liability

Indemnification.

You agree at all times to defend, indemnify and hold harmless our Company, as well as any of our affiliates, agents, contractors, officers, directors, shareholders, employees, joint venture partners, successors, transferees, assignees, and licensees, as applicable, from and against any and all claims, causes of action, allegations, damages, liabilities, demands, costs and expenses, including legal fees and expenses, caused by (a) legal and accounting fees resulting from your use of the Services; (b) your breach of any of these Terms; (c) anything you post on or upload to the Website; and (d) any activity related to your account that may arise in the past, present or future related to our Website, its Content or your breach of any obligation, warranty, representation or covenant set forth in these T&C or in any other agreement with us. This includes any negligent or illegal conduct by you, any person or entity accessing the Services using your account whether such access is obtained via fraudulent or illegal means.

Release of Claims

In no event will we be liable to any party for any type of direct, indirect, special, incidental, equitable or consequential damages for any use of or reliance on our Website and its Content, or on those affiliated with us in any way, and you hereby release us from any and all claims; including, without limitation, those related to lost profits, personal or business interruptions, personal injuries, accidents, misapplication of information, or any other loss, physical or mental disease, condition or issue, or otherwise, even if we are expressly advised of the possibility of such damages or difficulties.

Limitation of Liability.

By using this Website, you agree that we will not be held responsible or liable in any way for any loss that may incur from the use of the information, products, or materials that you request or receive through or on our Website and its Content. You agree that we will not be liable to you, or to any other individual, company, or entity, for any type of damages, including direct, indirect, special, incidental, equitable or consequential loss or damages, for use of or reliance on our Website. We do not assume liability for accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease, condition, or issue, or otherwise, due to any act or default of anyone or any business, whether owners, staff, agents, joint venture partners, contractors, vendors, affiliates or otherwise, affiliated with us. We do not assume liability for any owners, staff, agents, joint venture partners, contractors, vendors, affiliates or otherwise who is engaged in rendering our Website or its Content, or in any way or in any location. In the event that you use our Website and its Content, or any other information provided by us or affiliated with us, we assume no responsibility. You accept all responsibility for the reactions and outcomes that you experience as a result of your participation in our services, and you agree that you should seek medical assistance if you experience any unwanted or unusual reactions.

Your Conduct.

You are agreeing that you will not use our Website or its Conduct in any way that causes or is likely to cause the Website, Content, or access to them to be interrupted, damaged or impaired in any way. You understand that you are solely responsible for all electronic communications and content sent from your computer to this Website and its Content and to us.

You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so or for whom you have obtained the express consent to provide their name, address, method of payment, credit card number, and billing information. You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Website or its Content. You agree to use the Website and its Content for legitimate, non-commercial purposes only and not for speculative, false, fraudulent, or illegal purposes.

You must use the Website and its Content for lawful purposes only. You agree that you will not use the Website or its Content in any of the following ways:

• For fraudulent purposes or in connection with a criminal offence or otherwise carry out any unlawful activity
• To send, use or re-use any material that is illegal, offensive, abusive, indecent, harmful, defamatory, obscene, or menacing, threatening, objectionable, invasive of privacy, in breach of confidence, infringing of any intellectual property rights, or that may otherwise injure others.
• To send, negatively impact, or infect our Website or its Content with software viruses or any other harmful or similar computer code designed to adversely affect the operation of any computer software or hardware, commercial solicitation, chain letters, mass mailings or any spam, whether intended or not.
• To cause annoyance, inconvenience, or needless anxiety
• To impersonate any third party or otherwise mislead as to the origin of your contributions.
• To reproduce, duplicate, copy or resell any part of our Website or its Content in a way that is not in compliance with these T&C or any other agreement with us.
  

International Users.

The Service is controlled, operated, and administered by the Company from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the Company Content accessed through the Website in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

Online Commerce.

The Company from time-to-time provides various courses, programs, and associated material for sale on this Website. The Company grants you a limited, personal, non-exclusive, non-transferable license to use our courses, programs, and associated material (collectively the “Courses”) for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Courses in any manner. By ordering or participating in Courses, you agree that the Courses you purchase, or download may only be used by you for your personal or business use and may not be sold or redistributed without the express written consent of the Company. By ordering or participating in Courses, you further agree that you shall not create any derivative work based upon the Courses and you shall not offer any competing products or services based upon any information contained in the Courses.

Use Of Free Downloadable Content.

The Company provides various resources on this Website, which users may access by providing an e-mail address. The Company grants you a limited, personal, non-exclusive, non-transferable license to use our resources provided in exchange for an email address (the “Free Content”) for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Free Content in any manner. By downloading the Free Content, you agree that the Free Content you download may only be used by you for your personal or business use and may not be sold or redistributed without the express written consent of the Company. By downloading the Free Content, you further agree that you shall not create any derivative work based upon the Free Content and you shall not offer any competing products or services based upon any information contained in the Free Content.

Guests.

The Company may, from time to time, provide information from a third party in the form of a podcast guest interview, interview on other platform, guest blog post, or other medium. The Company does not control the information provided by such third-party guests, is not responsible for investigating the truth of any information provided and cannot guarantee the veracity of any statements made by such guests.

Payment Policy

General

Any purchase of our services made through our Website are subject to the following:

• You agree to pay for all charges and applicable taxes for your purchase
• All our prices are displayed in US dollars, and all payments will be processed in US dollars.
• Payment for all services at Wellness By LifestyleMD may be made by credit card or Venmo only. No insurance is accepted. You will be provided a receipt for services that you may submit to your insurance company for reimbursement. Wellness By LifestyleMD does not submit payment requests to insurance companies, does not guarantee reimbursement and will not contact your insurance company for reimbursement purposes. This policy reduces significant administrative time for our independent solo practice to ensure maximal time is being spent with our clients. Full payment is due at the time of your appointment.

Certain sections of the Website or its Content may allow you to make purchases from us or from other merchants. If you make a purchase from us on or through our Website or its Content, all information obtained during your purchase or transaction and all the information that you give as part of the transaction, such as your name, address, method of payment, credit card number, and billing information, may be collected by both of us, the merchant, and our payment processing company.

You represent and warrant that: (i) you have the legal right to use any credit card(s) or other payment method(s) in connection with any Purchase; and that (ii) the information you supply to us is true, correct, and complete. By submitting such information, you grant us the right to provide the information to third parties for purposes of facilitating the completion of your Purchase.

We reserve the right to refuse or cancel your order at any time for certain reasons including but not limited to product or service availability, errors in the description or price of the product or service, error in your order or other reasons (including if fraud or an unauthorized or illegal transaction is suspected.) We will not be held responsible or liable for any failure for your Purchase to complete, or any resulting loss or damages to you.

Your participation, correspondence, or business dealings with any affiliate, individual or company found on or through our Website, all purchase terms, conditions, representations, or warranties associated with payment, refunds, and/or delivery related to your purchase, are solely between you and the merchant. You agree that we shall not be responsible or liable for any loss, damage, refunds, or other matters of any sort that incurred as the result of such dealings with a merchant.

Payment processing companies and merchants may have privacy and data collection practices that are different from ours. We have no responsibility or liability for these independent policies of the payment processing companies and Merchants. In addition, when you make certain purchases through our Website or its Content, you may be subject to the additional terms and conditions of a payment processing company, Merchant or us that specifically apply to your purchase. For more information regarding a Merchant and its terms and conditions that may apply, visit that merchant’s website, and click on its information links or contact the Merchant directly.

You release us, our affiliates, our payment processing company, and Merchants from any damages that you incur, and agree not to assert any claims against us or them, arising from your purchase through or use of our Website or its Content.

Memberships

Certain purchases may be billed on a membership subscription (“memberships”) basis. Memberships must be purchased prior to services being rendered. Payment plans may be offered for memberships on individual basis. New membership clients have 48 hours to receive a full refund if services have not yet been rendered. Client may terminate membership at any time and Coach will attempt to accommodate remaining sessions at later time, but no later than 1 year from time of purchase. No refunds under any circumstances.

Accounts

When you create an account (“Client Portal Login Account”) on the Website to become a member you must provide us information that is accurate, complete, and current at all times; failure to do so constitutes a breach of the Terms. You are responsible for safeguarding, and keeping confidential, your account username and password and for any activities or actions under your username and password. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account. You may not use as a username the name of another person or entity or that is prohibited by law or otherwise offensive, vulgar, or obscene.

Free Trial

We may, at our sole discretion, offer any Services with a free trial for a limited period of time ("Free") as will be specified to you. At any time and without notice, we reserve the right to (i) modify the terms and conditions of the Free Trial offer, or (ii) cancel such Free Trial offer.

Fee Changes
In our sole discretion and at any time, we may modify the membership fees for the memberships. Any membership fee change will become effective at the end of the then-current Billing Cycle. We will provide you with reasonable prior notice of any change in membership fees to give you an opportunity to terminate your membership before such change becomes effective. Your continued use of the Services after the membership fee change comes into effect constitutes your agreement to pay the modified membership fee amount.

Refunds
Our client’s satisfaction with our services & products are very important to us however as a solo practice, there is a significant amount of time, energy, effort, and care that goes into our work. And so, except when required by law, payment for any, and all, purchases (including memberships) are non-refundable (except as noted below for money back guarantee).

Money-Back Guarantee
For the sale of certain products (self-paced educational courses only), the Company provides a 30-day money-back guarantee if you do the work and complete all the modules, and you’re still not happy with the content. That money-back guarantee is governed by the following terms, except to the extent that the terms of a specific product or service provide otherwise.

With respect to any purchase, you must request your money back within 30 days of the purchase.  You may request your money back by emailing info@coachsimranmd.com . That email must contain information about the product you purchased, the date of the purchase, and the email and name associated with any such purchase.

Upon determining that you are entitled to a refund pursuant to this policy, the Company will promptly issue an instruction to its payment processor to issue the refund. The Company does not control its payment processor and will not be able to expedite any refunds. If you receive a refund of any purchase through this money-back guarantee, that shall immediately terminate any and all licenses granted you to use the material provided to you under these Terms of Use or any other agreement. You shall immediately cease using the material and shall destroy all copies of the information provided to you, including without limitation: video recordings, audio recordings, forms, template documents, slide shows, membership areas, social media groups limited to paying members, and other resources.

After receiving one refund under this policy for a particular eligible product, any subsequent purchase of the same product by the same person is not covered under this guarantee, and no refunds will be made for such subsequent purchases.

Termination
We reserve the right in our sole discretion to refuse or terminate your access to the Website and its Content, in full or in part, at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the Website or Content affected by such cancellation or termination. The restrictions imposed on you in these T&C with respect to the Website and its Content will still apply now and in the future, even after termination by you or us.

Entire Agreement.

Unless otherwise specified herein, this agreement, along with the Privacy Policy and Disclaimer, constitutes the entire agreement between the user and the Company with respect to the Website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between the user and the Company with respect to the Website. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.

Contact Us.

By using our Website, you are agreeing to all parts of the above terms & conditions. We welcome any of your questions, comments, or concerns. Please contact us at info@coachsimranmd.com

Last Modified 20/04/2022